Your 3 Freedom Numbers
FIRE, Cash Flow, and your three monthly Freedom Numbers
Your 3 Freedom Numbers
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Activity: Calculate Your 3 Freedom Numbers
Your freedom numbers are the monthly income targets that define your financial milestones. Work through each one using Michael's framework.
- Write these three numbers down. Every financial decision afterward gets clearer.
- Revisit them every 6–12 months or after a major life change (new job, new city, new baby).
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Related Tools & Resources
Platforms Michael uses that are relevant to this lesson. These are affiliate links to support our work bringing free, advanced wealth-building education to all.

Monarch Money
The budgeting app I actually use. Clean interface, tracks net worth, joint accounts for couples. 50% off your first year.

SoFi Bank
High-yield savings, Roth IRA, and brokerage all in one place. Up to a $400 welcome bonus for new accounts.