Building Wealth for Two
Align on the vision, regular money date, fun money allowance
Building Wealth for Two
Video coming soon
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Activity 3: Schedule Your Money Date
Open your calendar and block a recurring time to review your finances — weekly or monthly, whatever fits your life. Treat it like any other appointment.
- Vision — Are your spending and saving decisions still aligned with your financial goals?
- Review — What came in, what went out, and how does it compare to your budget?
- Adjustments — Is there anything we need to change for next month?
Fun Money Buckets & Shared Relationship Vision
Set independent monthly fun-money allocations for each partner so neither has to ask permission for guilt-free spending. The bar shows how your household income splits across the two personal buckets and shared expenses.
Once money lands in an individual fun-money bucket, it can be spent with zero judgment and zero tracking from the other partner. Shared expenses (rent, groceries, the joint vacation fund) come out of the main house account first — fun money is what's left to divide.
Michael's book pick for this topic is on the way. In the meantime, browse the full bookshelf.
Visit the Bookshelf →Related Tools & Resources
Platforms Michael uses that are relevant to this lesson. These are affiliate links to support our work bringing free, advanced wealth-building education to all.
Monarch Money
The budgeting app I actually use. Clean interface, tracks net worth, joint accounts for couples. 50% off your first year.
SoFi Bank
High-yield savings, Roth IRA, and brokerage all in one place. Up to a $400 welcome bonus for new accounts.